NEDCO

National Entrepreneurship Development Company Limited (NEDCO) – Small Business Financing

Get funding to start, grow, or scale your business with NEDCO’s expert support and easy loan application process.

About NEDCO

Your one-stop solution for entrepreneurial success!

Securing funding and business training is a major challenge for small businesses. That’s where the National Entrepreneurship Development Company Limited (NEDCO) steps in. As a state-owned microfinance institution, NEDCO has been supporting businesses in Trinidad and Tobago since 2002.

We provide more than just loans our integrated model ensures that entrepreneurs receive training, business advisory, mentorship, and financing, enabling them to thrive in today’s competitive landscape.

If traditional lending agencies have turned you away, we are here to help you bring your business vision to life.

Why Choose Nedco

Our Small Business Financing service provides micro and small business owners with access to capital while ensuring financial readiness and compliance. Whether you’re launching a startup or expanding operations, we help you navigate the lending process with ease.

Flexible Loan Options

Borrow up to $250,000 (first-time borrowers) or $500,000 (repeat borrowers)

Competitive Interest Rate

Fixed at 8%

Tailored Loan Terms

Repayment periods of up to 5 years

Moratorium (Grace Period)

Up to 3 months available

Entrepreneurial Support

Gain access to training, mentorship, and business advisory

Funding Business Needs

Stock, equipment, vehicle purchases, and business renovations

Who is Eligible?

Entrepreneurs and business owners in Trinidad and Tobago

Registered businesses

Micro and small enterprises in various industries (excluding primary agriculture, gambling, and alcohol retail)

How to Apply

How to Apply for NEDCO Small Business Financing

Step 1: Initial Consultation

Speak with a Business Relationship Officer to assess your financing needs.

Determine your eligibility and discuss loan options.

Step 2: Loan Application Submission

Speak with a Business Relationship Officer to assess your financing needs.

Complete the loan application form and submit it for review.

Step 3: Financial Assessment & Approval

NEDCO evaluates your business plan and financial readiness.

If approved, you will receive loan terms and repayment details.

Step 4: Disbursement & Business Support

Funds are transferred directly to suppliers for purchases.

Gain access to mentorship, training, and networking opportunities.

Start or Grow Your Business Today!

Let NEDCO help you access the financial resources and support you need to succeed.

Related Business and NGO Services

Enterprise Assistance Fund (EAF)

Access low-interest loans for small and micro businesses in Tobago.

Sowing Empowerment through Entrepreneurial Development (SEED)

Grants and training for low-income individuals starting small businesses.

Company Registry

Register your business, company, or NGO with ease and compliance.