About the Programme

The Aided Self-Help Housing Programme empowers citizens to take charge of their home construction with financial and technical assistance from the state. This initiative provides affordable homeownership solutions through subsidised mortgages, developed lots, and expert guidance, making the dream of owning a home a reality.

Why Choose This Programme?

Affordable Financing

Access subsidised mortgages at 2% and 5% interest rates from the Trinidad and Tobago Mortgage Bank (TTMB).

Land & Home Construction Support

Get fully developed lots at 30% of market value (for applicants without land) and home construction assistance.

Flexible Home Design

Choose from pre-approved house plans or create your own.

Construction Guidance

Receive technical support and project oversight from the government.

Fast-Track Homeownership

Complete your home within two years with expert assistance.

Community Stability

Homes must be owner-occupied, ensuring long-term community sustainability.

Who Can Apply?

Residents of Trinidad & Tobago (must be a citizen and resident).

Applicants aged 18 or older.

Household income qualifies for mortgage approval.

No prior housing subsidies received from MHUD.

For Applicants With Land

Use your land to build your home.

Access subsidised mortgages & construction support.

Choose from pre-approved plans or submit your own.

No prior housing subsidies received from MHUD.

For Applicants Without Land

Secure a fully developed lot at a reduced cost.

Obtain a subsidised mortgage for home construction.

How to Apply

Step 1: Confirm Your Eligibility

Ensure you meet the qualification criteria.

Step 2: Prepare Your Documents

Gather proof of identity, land ownership (if applicable), and financial information.

Step 3: Submit Your Application – Apply in person at:

Ministry of Housing and Urban Development
44-46 South Quay, Port of Spain
Monday – Friday | 8:00 AM – 3:00 PM

Start Your Homeownership Journey Today!

Take the first step toward owning your home with financial support and expert guidance.

Related Housing and Real Estate Services

Home Improvement Subsidy (HIS)

Matching subsidy of up to TT$20,000 for low-income home repairs and upgrades.

Home Improvement Grant Programme (HIG)

TT$15,000 grant to help qualifying citizens make essential home repairs.

Housing and Village Improvement Programme

Upgrades rural homes and village infrastructure through self-help and support.