About the Home Construction Subsidy

The Home Construction Subsidy (HCS) is a government initiative by the Ministry of Housing and Urban Development (MHUD) designed to support families in constructing affordable housing solutions.

This subsidy provides up to TT$50,000 per household to assist in the construction of a new home. Beneficiaries can choose from pre-approved house plans or submit their own, provided they meet the Programme’s ceiling of TT$300,000 in Trinidad and TT$350,000 in Tobago.

Benefits of the Home Construction Subsidy

Financial Assistance

Receive up to TT$50,000 towards home construction.

Affordable Housing Solutions

Select from government-approved house plans or submit your own.

Low-Cost Housing Options

House designs tailored to fit within a TT$300,000 (Trinidad) or TT$350,000 (Tobago) budget.

Supports Homeownership

Helps families achieve stable, secure housing.

Government Oversight

Ensures homes are sustainable, safe, and within budget.

How to Apply

Step 1: Check Eligibility

To qualify for the Home Construction Subsidy, applicants must:

Have a household income of TT$120,000 or less per year.

Be a citizen and resident of Trinidad and Tobago.

Be at least 18 years old.

Not own any property or be a part-owner of any property in Trinidad and Tobago.

Not have received any other housing subsidy from MHUD or its agencies.

Step 2: Select a House Plan

To qualify for the Home Construction Subsidy, applicants must:

Choose from MHUD’s pre-approved house plans with estimated material and construction costs.

Submit their own approved house plan if:

The MHUD determines that the total estimated cost is within the programme’s ceiling.
A Quantity Surveyor (QS) confirms that the proposed construction meets the budget requirements.

Step 3: Submit Your Application

Complete the HCS application form

Provide proof of eligibility, including identification, income verification, and land ownership documents.

Submit the application to the Ministry of Housing and Urban Development.

Step 4: Approval & Funding

Applications will be reviewed, and qualifying households will be notified of their approval.

Funds will be disbursed in tranches to ensure effective use during the construction process.

Step 5: Project Completion

Once repairs and upgrades are complete, the Ministry conducts a final inspection to verify that the improvements align with the approved scope of work.

Take the first step towards building your dream home!

Apply for the Home Construction Subsidy Today

Related Housing and Real Estate Services

Housing Construction Incentive Programme

Incentives for private developers to build affordable homes across Trinidad and Tobago.

HDC Construction Programme

Provides affordable housing through infill lots, joint ventures, and urban housing projects.

Home Improvement Subsidy (HIS)

Matching subsidy of up to TT$20,000 for low-income home repairs and upgrades.