EAF – Enterprise Assistance Fund

Affordable low interest loans to help Tobago entrepreneurs launch, grow, or strengthen their small business.

About EAF

The Enterprise Assistance Fund (EAF), managed by the Business Development Unit (BDU), helps innovative and committed entrepreneurs who lack access to traditional financing. We provide funding, training, and business support to drive Tobago’s economic growth, with a focus on youth, women, and rural businesses. 

Why Choose EAF?

Flexible Financing & Business Support

Low-Interest Loans

 Fixed at 5%

Accessible Funding

For new and existing businesses

Business Training & Advisory

Expert guidance for long-term success

Sector-Focused Support

Includes manufacturing, tourism, and trade

Inclusive Approach

Special support for underrepresented entrepreneurs

Who Can Apply? 

Entrepreneurs with innovative business ideas

Existing businesses (at least 2 years old)

Community groups with sound business plans (established for at least 1 year

Disenfranchised individuals needing financial access 

Eligible Business Sectors

Manufacturing & Services – Catering, web design, cleaning services, etc.

Community Enterprises – Art, fashion, retail, agro-processing 

Tourism Services – Tours, charters, vehicle rentals 

Trade & Export Development – Businesses expanding to international markets

How to Apply

How to Apply for NEDCO Small Business Financing 

Step 1: Consultation

Meet with a Business Development Officer

Step 2: Application Submission

Provide a business plan and documents

Step 3: Review & Approval

Business and financial assessment

Step 4: Loan Disbursement

Access funds and business support services

Start or Grow Your Business Today!

Let The Enterprise Assistance Fund (EAF) help you access the financial resources and support you need to succeed.

Related Business and NGO Services

National Entrepreneurship Development Company Limited (NEDCO)

Small business loans to help you start, grow, or scale your enterprise.

Agricultural Development Bank (ADB)

Flexible loans and expert support for farmers and agri-businesses.

Company Registry

Register your business, company, or NGO with ease and compliance.