The Micro Enterprise Loan (MEL) Facility, managed by Ministry of Social Development and Family Services and the United Nations Development Programme (UNDP), offers assistance to under-privileged persons who wish to establish a micro business but are unable to do so due to limited financial resources. This service is administered by various community-based organisations in a professional, personalised and supportive atmosphere. Persons applying for this facility are offered assistance in business plan development as well as training in entrepreneurial skills. A maximum loan of TT$10,000.00 is available.
Applicants for the Micro Enterprise Loan (MEL) facility must be:
A list of organisations that offer MEL funding is included in the following section. Individuals who do not reside within a five-mile radius of any of the organisations listed below may wish to consider some of the other micro-enterprise funding programmes offered by the Government of Trinidad and Tobago. Please see the Related Services sidebar on this page for links to other programmes.
To apply for a Micro-Enterprise Loan, you must pick up an application form from the nearest community-based organization listed below. Completed forms should be returned to the same office. Please remember that you must live within five miles of the office to qualify for assistance. You must have an idea for a business and relevant skills and experience to apply.
The organisations listed below administer the Micro Enterprise Loan Facility. Opening hours for these offices are 8:00 am to 4:00 pm, Monday to Friday except public holiday.
Jubilange People's Community
Co-operative Society Ltd.
24 Jubilee Street
Tel. (868) 625-2382
Programme Coordinator: Mr. Michael Kernaham
Roxborough Police Youth Club
24 Bloody Bay Road
Tel. (868) 660-5357, 750-2727
Programme Coordinator: Mr. Colis Hazel
La Seiva Village Council
La Seiva Village
Tel. (868) 696-2883, 645-4040 / 8188
Programme Coordinator: Mr. Boston Montsegue
Mayaro/Guayaguayare Adopt A Community Steering Committee
BP Mayaro Resource Centre
Tel. (868) 630-7450, 722-0058
Programme Coordinator: Esther Noel
Four Roads Tamana Village Council
Four Roads Community Centre
Four Roads Tamana Junction
Cumuto Main Road
Tel. (868) 747-5505, 777-6873
Programme Coordinator: Bertand DeFour
The following documents should be presented with the application form:
Successful applicants are required to pay a loan processing fee of two percent of the loan amount. Applicants can also access assistance to develop a business plan for a fee of TT$5.00.
Community-based organisations that would like to offer the Micro Enterprise Loan Facility to residents of their community are encouraged to contact the Research Unit of the Ministry of Social Development and Family Services.
Policy and Programme Planning and Development Division (PPPDD)
Ministry of Social Development and Family Services
69 Independence Square
Port of Spain
Tel. (868) 625-8565 ext. 3159
Fax. (868) 627-4853
Opening hours: 8:00 am to 4:00 pm, Monday to Friday except public holidays
For more information about the Micro Enterprise Loan (MEL) Facility, please contact the Policy and Programme Planning and Development Division (PPPDD) of the Ministry of Social Development and Family Services using the information provided above.